Knock-Knock–Is there a Doctor in the House?
A federal employee of 18 years, the author recently used an out of network doctor for a family member “because there were not any in network doctors available at the medical center we selected” even though the facility as a network hospital. The result was that, despite having insurance, the out of pocket expenses were significant. The article was written to that others could benefit from his experience and to encourage federal employees to research and carefully consider options when choosing a medical insurance provider.